Haines-Ross Agencies, Inc.

Insurance Since 1981

Clarkston, MI 48348

Need a quote Now?

Call 

248-476-7555 

Blog

Blog

Auto Insurance

Posted on August 21, 2016 at 7:35 PM

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.

Insurance for cars, trucks, boats and more!

HAINES-ROSS AGENCIES, INC. can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us 248-476-7555 for more information today!

Michigan – How much auto insurance is right for you?

Based in Wayne, Oakland and Macomb Counties our team understands the auto insurance needs of our customers.

Auto insurance requirements vary by state. In some states, to drive you must carry:

• Liability coverage – to pay for losses you cause others, or:

• No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or

• Both liability and no-fault coverage.

We write insurance in Michigan and would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.

Every person is unique – talk to us 248-476-7555 today to find out how to get the best price and value on auto insurance for you.

HAINES-ROSS AGENCIES, INC: Call for a quote today at 248-476-7555

 

Categories: Auto Insurance

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

28129 Comments

Reply bape clothing
3:25 PM on September 9, 2020 
I am usually to blogging and i actually respect your content. The article has really peaks my interest. I am going to bookmark your site and hold checking for brand spanking new information.
bape clothing http://www.bape-clothing.us
Reply adidas yeezy
10:36 PM on September 9, 2020 
Aw, this was a very nice post. In concept I wish to put in writing like this additionally ?taking time and actual effort to make an excellent article?however what can I say?I procrastinate alot and by no means appear to get one thing done.
adidas yeezy http://www.yeezyshoessupply.com
Reply yeezy shoes
4:48 PM on September 11, 2020 
I discovered your blog website on google and verify a couple of of your early posts. Continue to maintain up the very good operate. I just additional up your RSS feed to my MSN News Reader. Looking for ahead to studying more from you in a while!?
yeezy shoes http://www.yeezysus.com
Reply hermes belts for men
5:51 PM on September 11, 2020 
Would you be keen on exchanging hyperlinks?
hermes belts for men http://www.hermesbelt.us.org
Reply nike off whtie
5:21 AM on September 12, 2020 
Spot on with this write-up, I truly think this website wants much more consideration. I?ll in all probability be once more to learn far more, thanks for that info.
nike off whtie http://www.nikexoffwhite.com
Reply kd13
10:30 PM on September 13, 2020 
Would you be all for exchanging links?
kd13 http://www.kd13.us
Reply bape hoodie
1:14 AM on September 14, 2020 
This is the precise blog for anyone who needs to find out about this topic. You understand a lot its almost exhausting to argue with you (not that I really would need?HaHa). You undoubtedly put a brand new spin on a subject thats been written about for years. Nice stuff, simply great!
bape hoodie http://www.bapehoodie.us
Reply adidas yeezy
5:44 PM on September 14, 2020 
You made some first rate factors there. I regarded on the web for the difficulty and located most people will associate with along with your website.
adidas yeezy http://www.adidasyeezyshoes.com
Reply golden goose outlet
12:06 PM on September 16, 2020 
Oh my goodness! a tremendous article dude. Thanks Nevertheless I am experiencing situation with ur rss . Don?t know why Unable to subscribe to it. Is there anybody getting equivalent rss drawback? Anyone who is aware of kindly respond. Thnkx
golden goose outlet http://www.goldengooseoutlet.org
Reply balenciaga sneakers
8:12 PM on September 16, 2020 
I used to be very happy to find this internet-site.I needed to thanks for your time for this wonderful read!! I definitely having fun with each little bit of it and I've you bookmarked to take a look at new stuff you blog post.
balenciaga sneakers http://www.balenciagashoes.us.com
Reply yeezy
4:44 PM on September 18, 2020 
This is the best weblog for anyone who needs to search out out about this topic. You notice so much its nearly arduous to argue with you (not that I actually would want?HaHa). You undoubtedly put a brand new spin on a topic thats been written about for years. Nice stuff, simply nice!
yeezy http://www.yeezy-shoes.us.org
Reply longchamp handbags
5:48 PM on September 18, 2020 
Would you be taken with exchanging hyperlinks?
longchamp handbags http://www.longchamphandbags.uk
Reply hermes birkin bag
4:02 AM on September 19, 2020 
You made some decent points there. I looked on the internet for the difficulty and found most individuals will go together with together with your website.
hermes birkin bag http://www.hermesbirkins.com
Reply jordan shoes
8:27 PM on September 20, 2020 
This is the fitting weblog for anybody who needs to find out about this topic. You understand so much its almost onerous to argue with you (not that I really would want?HaHa). You undoubtedly put a new spin on a topic thats been written about for years. Nice stuff, just nice!
jordan shoes http://www.jordanstoreonline.com
Reply supreme new york
9:40 PM on September 20, 2020 
I used to be more than happy to search out this net-site.I needed to thanks to your time for this excellent learn!! I positively having fun with every little bit of it and I've you bookmarked to check out new stuff you blog post.
supreme new york http://www.supremes.us.org
Reply golden goose sneakers
2:24 PM on September 21, 2020 
There are some interesting time limits on this article but I don?t know if I see all of them middle to heart. There is some validity but I'll take maintain opinion until I look into it further. Good article , thanks and we wish extra! Added to FeedBurner as effectively
golden goose sneakers http://www.golden-goose.us.com
Reply kyrie 6
12:01 AM on September 23, 2020 
Aw, this was a really nice post. In concept I wish to put in writing like this moreover ?taking time and precise effort to make a very good article?however what can I say?I procrastinate alot and by no means appear to get something done.
kyrie 6 http://www.kyrieirvingshoes.us.com
Reply goyard handbags
2:46 AM on September 23, 2020 
Once I originally commented I clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I get four emails with the same comment. Is there any way you possibly can take away me from that service? Thanks!
goyard handbags http://www.goyardus.com
Reply stephen curry shoes
3:59 PM on September 23, 2020 
I?m impressed, I have to say. Actually rarely do I encounter a weblog that?s each educative and entertaining, and let me inform you, you have hit the nail on the head. Your concept is excellent; the issue is one thing that not enough persons are talking intelligently about. I'm very completely satisfied that I stumbled throughout this in my search for something regarding this.
stephen curry shoes http://www.stephencurry-shoes.us.com
Reply kd13
1:58 AM on September 25, 2020 
A powerful share, I simply given this onto a colleague who was doing slightly evaluation on this. And he actually purchased me breakfast because I found it for him.. smile. So let me reword that: Thnx for the deal with! However yeah Thnkx for spending the time to discuss this, I feel strongly about it and love reading extra on this topic. If potential, as you turn out to be experience, would you mind updating your weblog with extra details? It is extremely useful for me. Large thumb up for this blog put up!
kd13 http://www.kd13shoes.us